Homeowner’s Insurance

House made of Folded DollarsCaribbean Insurers Ltd ("CIL") has been writing homeowners insurance since 1973. We offer quality insurance from reputable insurance companies that has been tried and tested over that time. Our reputation has been built on paying claims, and providing high quality service to our valuable clients. The rates we offer are competitive in the northern Caribbean.

We offer a package that covers your home, your personal possessions, and your personal liability. Our Homeowners Insurance provides coverage over natural disasters such as earthquakes, hurricanes, flood, as well as fire and theft.

Homeowners insurance essentially covers your property against potential damage, and liability from injuries and property damage you may cause to others. It also covers the interests of any mortgagor you may have.

For most people, owning their own home is their largest financial investment. It needs the best insurance protection, and when there is a claim, it needs insurance professionals to take care of a fast and fair settlement. Who should you choose as your insurance agent? Choose the one with the best reputation for settling claims – choose Caribbean Insurers Ltd.

How do you apply for homeowner’s insurance? See below. All you need is the valuation of the property, and we will give you a quote. Call us at: (284) 494 2728 or drop by our office in Road Town. We will visit your property and take photographs for your file.

Applying for Homeowners Insurance

Builders Risk

This product is designed to cover buildings under construction and the tools and equipment on the contract site against all risks of physical loss or damage. The Policy also provides coverage for the associated liability for the project.